Track Changes to your Credit Report for only $5

If you are maximizing your points by applying for credit cards (which I recommend for those with good credit) then you need to keep track of your credit reports by the 3 major credit bureaus. This helps you keep track of when someone has checked your credit report to determine your credit worthiness e.g. a bank will do this when you apply for a credit card.  If you have too many inquiries then you should hold off on applying until some time has passed. 

This is a schedule detailing the points I have earned (mostly via credit cards) - Use the scroll bars below or click here .


Many companies offer a service to notify you when your credit report has changed and will normally charge you between $13 to $30 per month for the service.

Citi offer a service here to monitor all 3 credit reports for $12.95 per month.

 but if you use this link it's only $4.95 per month (note: I don't receive anything for you using this link - it's a discount for those in the know and available to everyone - enjoy!

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